This is the live demo. Try anything: nothing you type here is saved, and backups are in the full version.
SFBudget Planner
Today
Know what is safe to spend
Paychecks
Which paycheck pays which bill
Bills
Bills do not get to hide
Log
Log it in three seconds
Envelopes
Give every dollar a job
Goals and funds
Turn goals into a real plan
Debt
See your debt free date
Calendar
The whole month at a glance
Accounts
Where the money actually is
Wait list
Want it now, decide later
Routines
The same short list every time
Insights
See the whole picture
Settings
Make it yours
TheSheetFlow · your numbers stay on this device · build 1.0.2026.10.04.0827
SFADHD Budget Planner
First, which money
Pick your currency. This changes every figure in the app, and you can change it again whenever.
Three questions, then a real number.
Nothing else is required and nothing is sent anywhere.
How often you are paid
And one payday you are sure about. Everything else, including the months with three paychecks, is worked out from these two answers.
and the
A 30 or 31 lands on the last day of a shorter month.
Roughly what lands
A guess is fine. It only fills in the periods where you have not put the real figure yet.
$
Three questions and you are done. Nothing else is required.
One more, and it is optional
Is there a second income in your household? A partner paid on a different day, a benefit, a side job. It gets its own line and its own calendar, on top of your pay.
You can also add it later: Paychecks, then Add income.
A whole household already in there: bills, envelopes, goals, two debts and a month of spending.
You can wipe it and start your own in two taps.
Everything you enter stays in this browser, on this device. There is no account and nowhere for it to go.
Already using this planner?
Opened a new copy? Your numbers stay in the copy you used before: the app in your Dock or on your Home Screen, or the browser you used. Open that one, or load your backup here.